18 / 05 / 21
Our top funeral planning tips
Planning your own funeral isn’t something that anybody looks forward to, and you’re not alone if you’re feeling a little daunted by the prospect of it.
However, If you’ve stumbled across this blog as you’ve set out on your funeral planning research, you’ve already conquered the most difficult decision. Whilst nobody wants to plan their own funeral, by doing so you’re alleviating your loved ones of the emotional and financial stress that they would have to endure in arranging your funeral, at the same time as mourning your passing.
A huge advantage of planning your own funeral is that you get to make your wishes clear, giving you the peace of mind that your funeral will go ahead as you desire, and your family aren’t left wondering what you would have wanted.
So, how do you go about planning your own funeral? Unless you’ve ever planned a funeral for someone else, then there’s a good chance that you’ve never even considered what goes into a funeral before.
Our funeral planning tips and important things to consider should help to guide you in the right direction towards planning a funeral which covers all of the essentials and is personalised to you.
1. Plan ahead
Our number one funeral planning tip is to plan ahead. It’s never too early to start planning for later life, as you never quite know what’s around the corner.
Quite often you’ll find that funeral planning can be a last minute thought in a state of panic, for example after being diagnosed with a terminal illness or losing a close one. However, there’s no need to wait until any of these events, and there’s certainly no shame in thinking about your funeral at any point in your life.
By planning in advance you’ll allow yourself time to fully consider your options and think about how you want your life to be celebrated. It will also give you plenty of time to make your financial arrangements so that yourself or your loved ones won’t need to worry about that later down the line, when it could be too late to gather the funds.
2. Talk to your loved ones
Talking to your family about death is normal, and breaking the taboo around it is important. After all, there’s nothing more certain in life.
Discussing your funeral with loved ones may strike fear into some, with concerns that it may worry them as they think towards losing you. However, talking about your funeral plans with them is incredibly important and would only be a disservice to them if you didn’t.
It’s likely that they will want to be involved in the process and help you plan out the details of the service itself, since they will be the ones there to help fulfill your wishes on the day.
Having the funeral chat may seem a little daunting at first, but those closest to you will understand that you simply just want to ensure your plans are set in place, ready for when the time comes.
3. Make financial arrangements
Planning your funeral in advance is a great way to ensure that all of the funeral director costs are covered, so that you’re not leaving your loved ones out of pocket after the event.
Funerals can be expensive, and with the cost of dying continually rising, they’re likely to cost even more in the future. As you’re not to know how much your funeral will cost at the time of your death, the best way to safeguard the finances of yourself and your loved ones is by taking out a prepaid funeral plan and fixing the costs at today’s prices.
A prepaid funeral plan offers the option to pay for your funeral upfront in one lump sum, or in weekly or monthly instalments to spread the cost over a longer period of time. By making sure your plans are put into place and the costs are covered, you’ll be removing the risk of your loved ones being hit with a hefty funeral bill when you pass.
Prosperous Life is a leading UK prepaid funeral plan provider, with three different funeral plans to choose from and a range of flexible payment options to suit everyone’s needs. Find out more about our plans here.
4. Choose a cremation or burial
Undoubtedly the biggest choice you will make whilst planning your funeral is whether you wish to be cremated or buried. This is a key decision to be made in the funeral planning process, as it saves the heartache of your family having to make the choice for you.
Depending on which memorial you choose, you’ll have to make decisions based upon that choice, i.e. if you wish to be buried, where would you like this to be? Or, if you’d prefer to be cremated you’ll need to consider what you’d like to be done with the ashes or urn.
5. Flowers or donations?
Traditionally, close friends or relatives buy funeral flowers for the service as their final gift to you. Some people may instead decide to ask their loved ones to donate the money they would have spent to one of their chosen charities instead.
If you decide to go down the charitable donation route, by including this in your plans, you’ll be able to specify a charity close to your heart, so you can rest in peace knowing that the money is going towards a good cause in your memory.
Should you wish to accept funeral flowers, our Gold and Platinum funeral plans include a full list of floral tributes, so your loved ones will be able to see which flowers were received, and from whom they were sent.
6. Personalising your funeral service
A major benefit of planning your own funeral is having the ability to dictate what happens on the day – something that nobody else will be able to plan for you exactly as you wish, when you’re no longer around.
Adding special requests to your funeral plan is all about personalising the service for it to be a true celebration of your life, in the way you want it to be.
This gives you a good chance to consider everything from the music you’d like to be played, to any poems or readings you’d like to be included. You may even consider implementing a dress code, or asking your funeral guests to wear a specific colour that means a lot to you.
When it comes to personalising your funeral, there are unlimited options in the choices you can make. You can appoint specific pallbearers to carry the coffin, decide on the outfit you’d like to be buried/cremated in, and whether you’d like an open or closed casket. Remember, your funeral plans are for you – so make sure to include everything you want.
7. Plan the wake
Having a wake after your funeral is optional, but it traditionally offers your funeral guests a more informal way to celebrate your life in a relaxed setting.
Whilst this isn’t covered as part of a prepaid funeral plan, if you do wish to have a wake, it’s a good idea to inform your family of this in good time so that they have the opportunity to make the desired arrangements.
As with your funeral planning, everything from the venue to catering and the music to be played should be considered, to ensure that it’s organised in a way that is meaningful to you and fulfills your wishes.
There are many other things to consider when it comes to planning your funeral, such as the funeral director you want to conduct the service, funeral transport for your loved ones, coffin type and much more.
With a Prosperous Life funeral plan, we’ll help you make the right choices for you. We’re here every step of the way to offer advice and guidance, and ensure that your wishes are fulfilled, to give you the funeral you deserve.
To find out more about our funeral planning services, please get in touch with us.